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Tourism Industry

We understand the complex nature of operating hospitality and leisure businesses, and our dedicated hotel and hospitality risk management advisors understand the unique risks involved with operating hotels and resorts. We partner with you to thoroughly assess the unique risk inherent to your hospitality or leisure operation and to craft a custom insurance and risk management solution to appropriately mitigate your risk within your desired budget. We have relationships with carriers and specialty programs around the globe that insure hospitality and leisure operations. We identify the right carriers and specialty programs to satisfy your insurance and risk management needs while protecting your investment and maximizing your asset values. Our risk management advisors will help you develop the optimal programs by leveraging their knowledge of the following lines of coverage:

 Property insurance
 General liability insurance
 Excess liability insurance
 Workers compensation insurance
 Garage keepers insurance
 Commercial auto insurance
 Environmental insurance
 Directors and officers insurance
 Professional liability insurance
 Employment practices liability insurance
 Crime insurance
 Fiduciary insurance
 Cyber liability insurance
 Terrorism insurance

Protection against Stolen Credit Card Information

Through our experienced insurance partners and with Payment Card Security Extra Expense coverages, you’re protected from credit card penalties, the cost of notifying those affected, and certain other related expenses if the unthinkable happens and guests’ credit card information is stolen.
These additions cover a number of costs including:
• Credit card penalties for non-compliance of the Payment Card Industry Data Security Standards
• Fraudulent charges
• Reissuing cards
• Notifying guests about the security breach
• Hiring an investigator to determine how the data leak occurred
• Computer upgrades to secure payment systems

Travel Insurance

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country.
Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame.