Operating loan: This type of loans supports your cash flow to cover your day to day operating expenses and occasional financing requirements. Within the framework of your agreed credit limit, you determine its usage depending on your requirements.
Investment loans: Investment loans finance the creation and rehabilitation of social and economic infrastructure and institutional development. To finance investments, machinery, etc. you usually need large pre-defined sums which fall under the category of investment loans.
Lombard loan: Lombard lending enables you to utilize a wide spectrum of credit products that are secured against your portfolio. With a Lombard loan, you retain your portfolio investment while increasing your financial flexibility. There is no need for you having to sell existing security portfolios and stop taking advantage of the increase in value and earning potential of them. The maximum amount of the credit given depends on the lending value of your portfolio.